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SPEAK TO A LOAN COACH
No cost or obligation. Work with your Loan Coach to help complete the application
CHOOSE YOUR TERMS
Select the offer that works best for you. Your Loan Coach will help you understand your options.
VERIFY YOUR INFO
Review your terms, verify your information and eSign documents. Not tech savvy? Don’t worry, your Loan Coach will walk you through each step of the way.
Explore with no impact on your credit score
Check your rate in minutes
Funding in as little as 24 hours
Applying will not impact your credit score.
OUR APPROACH
Getting a loan doesn’t have to be a hassle
It starts with truly understanding your current financial situation so that armed with that knowledge you can make the decisions necessary to improve your financial well being.
Paying off your credit cards is one of the best investments you can make. With the help of Funding Certified, you may pay less in finance charges, get out of debt sooner and build your savings faster.
Let the Loan Coaches at Funding Certified support you in staying inspired and committed to your financial goals. Working with a Loan Coach will get you real results with a loan and financial plan to pay off credit cards with a lower monthly payment.
FAQ's
You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.
An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Funding Certified offers fixed APRs to express the cost of borrowing money.
Funding Certified offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.
There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account.
Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).